This Page

Tuesday, July 11, 2006

I'm on a mission… They say ignorance is bliss, but not with me.

I pulled my credit report from one of the bureaus and, while I paid Lexington Law a fortune to clean it up, there were some things that they repeatedly neglected to do and I decided to take matters into my own hands. They got fired a few months ago and I have been putting off getting my new scores. Yeah - no more.

See - this goes back to the days of my ex, Mark, and my non-ex, H. Both of which I wanted to "help". Both of which who ran up bills galore on my tab, etc. leaving me pretty much floundering to repay everything and neither one of them has manned up to take care of their responsibility. It could be worse if I had a child cuz I know that Mark would have been a deadbeat. H. is eternally waiting for his band from the 80s to have another hit album or whatever "movie" he writes to go all Napoleon Dynamite. Needless to say, I'd bet on hell freezing over first. So, knowing that I still have crap on my report from back in those days, I decided that Experian and I were going to have a little talk….

After Vegas, traveling and my recent expenditures, enough is enough. I resolve to pay down my debt BY my birthday. I don't want a 14% mortgage like a buddy of mine told me someone got. I'd much rather a nice 7% or 8% and refi in a couple years. I know it all takes time, but dammit, that is time I don't have.

So, with y'all as my witness - time to get into gear. This weekend I'm going through the shopping closet, bookshelves, and CD racks and putting things on Ebay along with returning items I don't want nor need (sorry, Lee moment), hitting up InstantProfitz, FatWallet, Dealbarbie and other online ops. Then I will take whatever fundage I can salvage and put that towards paying down my credit cards (many of which are not maxed, but damn close) and raising my score a bit, fighting like hell to make sure that the bills which don't belong to me *cough cough 2K cell phone bill cough cough* get put on H.'s credit report and the ones paid off are removed.

And to the lazy people at the credit bureaus - y'all think YOU can be bitchy - you ain't seen nothing yet. If I can cuss out Apple iTunes for double charging me $16.38, you think I'll be all peaches and cream with you - you must be in fairytale land. I'm a Scorpio - consider yourself duly warned.

Posted by Lys :: 6:51 PM :: 0 comments

Post a Comment

---------------oOo---------------